You bought a car loan a few years ago and you want to pay it off. You have to make a repurchase of credit for tenant or owner by indicating the repurchase of the credit car in the simulation of repurchase of credit. Do not wait, a credit redemption or credit consolidation can allow you to balance your budget again.
The steps of credit redemption
In your credit consolidation application, you will report all of your income, rent, or mortgage expense; Then you will list your consumer loans, personal loans, online credits and car loans. A credit simulation will allow you to view the gain on the due dates through the loan buyback.
It is prudent to check with the credit agency that has given you your car credit, to inform them of your wish to pay your car loan and to ask them in writing for the outstanding balance of your credit balance for any account. This document will be attached to your credit application.
Documents to provide for a car loan redemption
To set up your car loan redemption, we need the same documents as for a repurchase of revolving credit.
Namely, a copy of your identity card, your family booklet, the last rent receipt if you are a tenant otherwise a copy of your property tax if you own.
Regarding your income, you will need your last 3 payslips and the one from December of the previous year (pension bulletin for retirees) as well as your last tax notice.
We will need your last 3 months of account statements, consumer credit and auto offers, amortization tables and the last statement of each revolving credit. For the owners, it will be necessary to join a copy of the offer of mortgage loan and the table of depreciation.
How to get a cheaper buy back credit?
New Loan is here to offer you the best and most economical option for you. Often, it is interesting to keep a credit at low or zero rate. When possible, we do it.
We are looking for the duration of the credit redemption that suits you best knowing that the shorter the term, the lower the rate. We also request a delegation of insurance to limit the cost of borrower insurance.
We are a specialist in credit redemption and we do it well. We are at your disposal and at your disposal, do not hesitate to contact us, you will be able to ask your questions.